How to Keep Your Pets from Ruining Your Stuff

We try to domesticate our pets, but they're wild creatures at heart. Because of this, a lot of their instinctive habits can wreck our living space and drive us nuts. With some effort and understanding, we can accommodate their natural needs and still maintain a comfortable and clean home. » 1/27/15 10:00am Yesterday 10:00am

How to Negotiate Your Salary When You Don't Have Any Work Experience

Negotiating your first-ever salary pays off quite a bit over the course of your career. But asking for more money when you're just starting out can be intimidating. Here's how to negotiate your pay when you don't have much formal work experience. » 1/22/15 5:30am 1/22/15 5:30am

It does add up! Which is why I'm always surprised at the PF advice about not worrying about cutting back on the little stuff. I've cut out on a lot of small habits only to realize I never even enjoyed those habits anyway. I'd rather have the money to spend on stuff I do enjoy. » 1/20/15 11:32am 1/20/15 11:32am

How Should I Talk to My Spouse About Our Different Financial Habits?

Dear Two Cents,
I'm debt-free and follow a strict budget. My wife has student loan debt, earns less than I do, and tends to be spendier. I'd like to combine finances and manage our money together, but I think I have to address our differences. How can I bring this up to her in a constructive way that will affect change? » 1/16/15 5:30am 1/16/15 5:30am