If You Can't Pay Your Taxes, You Might Qualify for a Reduced Amount

We’ve talked about what to do with your tax refund, but many of us actually owe the IRS money. For some folks, this amount might be much higher than expected. If you can’t afford to pay your tax bill, you might qualify for an “Offer in Compromise.” » 4/01/15 8:30am Today 8:30am

Calculate the Energy Cost of Your Appliances With This Formula

You can easily find the annual cost estimates of your appliances. But those numbers are based on averages, not your actual usage. Here’s how to calculate a better figure for how much your appliances are running you. » 3/31/15 8:30am Yesterday 8:30am

Make Salad Dressing With the Last Bit of Mayonnaise in a Jar

If you've got a jar of mayo that's nearly empty, but still good, don't be so quick to toss it. Add some olive oil and spices, give it a shake, and you've just created your own homemade salad dressing. » 3/31/15 7:30am Yesterday 7:30am

Financial Success Is More Than Math: It's About Mindset

Spend less than you earn is the golden rule of personal finance. It's incredibly simple, but it's not easy. Your brain likes to get in the way by tricking you to go against what you know to be true. Here's how your brain sabotages your finances, and how you can overcome those tendencies. » 3/31/15 10:00am Yesterday 10:00am

Use Police “Safe Zones” for Safer Craigslist Transactions 

Craigslist is a great place to find inexpensive stuff, but it can also be dangerous. To combat crimes, police departments across the country are offering “safe zones” for Craigslist transactions. » 3/30/15 11:00am Monday 11:00am

What Would You Teach in a Financial Literacy Class?

Most of us agree: the world could use a little more financial literacy. Everyone talks about the need for financial education in schools. But if it were up to you, what exactly would you teach? » 3/30/15 10:30am Monday 10:30am

Keep a “Single Sentence Journal” if You Don’t Have Time to Write

Journaling boosts creativity and helps you reflect. But it can be time consuming to write a page or two every single day. If you don't feel like you have time to journal regularly, start a "single sentence journal." » 3/30/15 9:30am Monday 9:30am

Cut Transportation Costs on Your Next Vacation With a Cheap, Used Bike

Flights and lodging make up a big part of one's travel budget. But once you reach your destination, transportation costs can add up, too. Rather than rent a car or pay for cabs, consider buying a cheap, used bike to get around town. » 3/30/15 8:30am Monday 8:30am

How (and Why) I Stopped Waiting for Others and Started Traveling Solo

Adventuring alone sounds exciting, but it’s also scary. Like most people, I’ve done the majority of my traveling with friends and family. That is, until I realized that I had places I wanted to go and no one wanted to go with me. I struck out on my own because my desire to continue traveling was greater than my fear… » 3/27/15 2:00pm Friday 2:00pm

Improve Your Finances by Scheduling Time Each Week to Learn about Them

It’s easier than ever to find quick answers to your money questions. But most of us would do well to learn a little more about personal finance. To improve your situation, invest a set amount of time each week in your financial literacy. » 3/27/15 9:30am Friday 9:30am

Keep Your Bra Straps Hidden With a Paper Clip

Not all tops are made for traditional bras. Sure, you could always wear a strapless bra. You can buy specialty clips that hide your straps, too. But if you don’t have either, or you’re in a pinch, a simpler option is to just use a paper clip. » 3/27/15 8:30am Friday 8:30am

This Checklist Makes Sure Your Next Meeting is Productive One

No one likes wasting time in meetings, but it happens. To spend your time more efficiently, it helps to have a plan in place. Use this checklist to make sure your next meeting is more productive. » 3/27/15 7:30am Friday 7:30am

Ask How to Contribute to the Company's Mission During a Job Interview 

You want to stand out at a job interview. The goal is to show a potential employer that, not only can you get the job done, you’re also the best candidate. One way to assert your work ethic is to ask how your work will contribute to the company’s mission. » 3/26/15 10:30am 3/26/15 10:30am

Avoid Impulse Spending With a Big, Ongoing List of Fun Projects

It’s easy to spend money when you have some time to yourself. You open the old laptop, browse for a bit, and suddenly, a box of Amazon goodies should be here by tomorrow. To combat boredom spending, keep yourself busy with an ongoing list of fun projects. » 3/26/15 9:30am 3/26/15 9:30am

Assign Small Tasks to Your “Schedule Gaps” Each Morning

We all have small gaps of time in our schedule throughout the day. That time adds up. You want to use those gaps wisely so your time doesn’t go to waste. One option is to assign small tasks to them every morning. » 3/26/15 8:30am 3/26/15 8:30am

How to Beat the Sunday Night Blues and Get More out of Your Weekend

It's sad to see a good thing end, which is why most of us feel a little down on Sundays. You're suddenly aware that Monday is looming, and you begin to feel a sense of dread. Even if you enjoy your work, the anxiety can really bring down your day. This weekend, plan ahead and nip those Sunday blues in the bud. » 3/26/15 4:00am 3/26/15 4:00am

Oh, I totally get this. I feel the exact same way. It's a whole other topic, I suppose. But for me, I find that if I get too used to being alone, that's when being social starts to get really draining. I never had this problem when I worked in an office around people. But working from home, it's so easy to never leave… » 3/25/15 3:30pm 3/25/15 3:30pm

Get Your Annual Credit Card Fee Waived by Simply Asking

Some credit cards come with fees, especially if they offer a sweet rewards program. If your card has an annual fee, it's worth calling the carrier to see if they'll waive it. » 3/25/15 8:30am 3/25/15 8:30am